Unsecured Working Capital Finance

Domestic and International trade financing solution using a trade loan to facility a rapid exchange of funds between buyer and seller. A fast and easy facility to help small to medium businesses pay for goods ordered without the need for Letters of Credit, Telegraphic Transfers and any other traditional method of finance as a renewable interest-free Line of Credit

• Available as a loan made to a BUYER of goods or services for the express purpose of making purchases from a seller
• Available as a SELLER limit where the seller is paid (in full) for the sale immediately to offset the risk that the buyer will not pay the debt when it falls due
• ASSET based business transaction facilities for greater working capital
• Accounts RECEIVABLES may also be used as security

Trade Debtor Finance enables business to unlock cash tied up in accounts receivable & more effectively manage cash flow commitments including wages, supplier payments, GST and other structured finance costs. AAA Trade Debtor Finance facilities, provides you with up to 80% of your debtor’s ledger value, advanced as cash on an ongoing basis.

This is the equivalent of having the majority of your invoices paid on the day you issue them. Advance funds against debts owed for goods/services supplied on credit.

• 80% paid to your client within 24 hours from invoice date .
• Balance (20%) paid when debtor pays.
• Finance against a business cycle as opposed to bricks and mortar.
• Flexible line of credit that increases with sales

Retail Sales EFTPOS Advance Funding provides Australian Companies with the newest and easiest way to get money for their business – a merchant cash advance.

Retail Sales EFTPOS Advance Funding is an alternative working capital solution that helps you leverage a rarely used asset, your credit card receipts.

• 90% Approval rate.
• Receive Funds typically in 10 days or less.
• No fixed repayment schedule.
• No application fees or closing costs.

Provides a bulk stock purchasing service specifically designed to meet the needs of the small to medium-sized business market and suppliers to those markets.

Create new sales opportunities, Avoid lost sales from stock outs, ensure maximum stock held for peak selling seasons and participate in supplier special offers or season buying opportunities.

• 100% funding of purchases, incl GST – no cash required
• Real estate not normally required
• No charge taken over the borrowers business
• Revolving line of credit is available at customer’s discretion