AAA Financial Corporation Pty Ltd
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Commercial and Rural Loans
Lite Doc Commercial and/or Rural Loan
No Financial Commercial Loan (True Asset Lend)s


Commercial and Rural Loans

For Rural,Standard Commercial or Rural Residential Securities


  • For purchase or refinance.
  • One of the lowest interest cost products available for this class of security.
  • A first registered mortgage over rural, commercial or residential real estate.
  • It can accommodate a wide range of urban and non-urban securities ie. rural, commercial, specialised, and rural/residential.


Term : 1 to 5 years interest only OR 20 years principal and interest.
Loan Size : $50 000 to $2 Million.
Max Lending Ratio : 40% Rural and Specialised.
70% Commercial.
70% Industrial.

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Lite Doc Commercial and/or Rural Loan

A loan product light on financial documentation


Under less than ideal circumstances, it may not be possible to provide complete financial details; financial details may preclude someone from regular lending. A business loan especially designed to cater for the individual with:


  • Limited financial documentation
  • Negative credit listings
  • Or difficult securities
  • Full Doc Rates available based on Existing Tenancy Agreements covering repayments and Lender affordability requirements.


Term : 1 to 5 years interest only OR 20 years principal and interest.
Loan Size : $50 000 to $2 000 000
Max Lending Ratio : 75% Residential
70% Commecial, Industrial, and Retail
60% Specialised
50% Rural

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No Financial Commercial Loan (True Asset Lend)

Understanding business as more than just paperwork


Lending based purely against the asset provided. Property must be established and non specialised in nature and is the highest lending ratio loan in its class. No Income details (if financials are not completed or are complex in structure, plus reasonable borrower/guarantor net assets), No Tax Returns, No Accountant Letters, No BAS and No Self Declaration of any income numbers. Property must be located in a Major Metro area and the purpose must be for business or non residential/personal purpose with borrowers who have a good repayment ethic.


Term : Interest Only up to 7 years or 25 years P&I.
Loan Size : $100,000 to $2 Million.
Max Lending Ratio :up to 65% of security value

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