AAA Commercial & Development Loans
 













AAA Financial has a range of commercial and development loans.

Commercial and Rural Lending


Commercial and Rural Loans

For Rural,Standard Commercial or Rural Residential Securities

  • For purchase or refinance.
  • One of the lowest interest cost products available for this class of security.
  • A first registered mortgage loan over rural, commercial or residential real estate.
  • It can accommodate a wide range of urban and non-urban securities ie. rural, commercial, specialised, and rural/residential.
  • Terms: 1 to 5 years interest only OR 20 years principal and interest.
    Loan Size: $50 000 to $2 Million.
    Max Lending Ratio:
    40% Rural and Specialised.
    70% Commercial.
    70% Industrial.


    Lite Doc Commercial and/or Rural Loan

    A loan product light on financial documentation

    Under less than ideal circumstances, it may not be possible to provide complete financial details;
    Financial details may preclude someone from regular lending.
    A business loan especially designed to cater for the individual with:

    • Limited financial documentation
    • High sevicability ratios
    • Negative credit listings
    • Recently discharged bankrupcy
    • Or difficult securities

    Rates typically vary from 7.99% to 11.00%.
    No redraw facility but NO ongoing fees.

    Terms: Interest Only up to 3 years.
    Loan Size: $50 000 to $4 000 000
    Max LVR's:
    75% Residential
    70% Commecial, Industrial, and Retail
    60% Specialised
    50% Rural


    No Financial Commercial Loan (True Asset Lend)

    Understanding business as more than just paperwork

    Under less than ideal circumstances, it may not be possible to provide complete financial details;
    Financial details may preclude someone from regular lending.
    NO ongoing fees.
    The highest lending ratio loan of its class.
    Suitable for metropolitan and commercial properties only

    Term: Interest Only up to 7 years or 25 years P&I
    Loan Size: $100,000 to $2 Million
    Max Lending Ratio:
    65% of security value
    Rates from 8.75% p.a.

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