AAA Financial has a range of business finance products.

Business Finance

• Equipment Finance (Full Doc, Low Doc & Sub-prime)
• Trade Debtor Finance (Business Cash Flow)
• Retail Sales EFTPOS Advance Funding

Equipment Finance (Full Doc, Low Doc & Sub-prime)

For all plant and equipment not of a personal use, for all established profitable businesses.

Terms: Up to $35,000 Lo Doc & Up to $150,000 Full Doc .
Loan Size: $20 000 or greater
Lending Ratio:
New Plant and Equipment - up to 100%
Old Plant and Equipment - up to 50%

• Available for both start up and established businesses .
  
• Can be new or used equipment, vehicles and software.
  
• Fast approval process.
  
• No Lump sum payment
  
• Easy application process.
  
• May consider private sales .
  
• Application to wide target market.

Trade Debtor Finance (Business Cash Flow)

Trade Debtor Finance enables business to unlock cash tied up in accounts receivable & more
effectively manage cash flow commitments including wages, supplier payments, GST and other
structured finance costs. AAA Trade Debtor Finance facilities, provides you with up to 80% of
your debtor’s ledger value, advanced as cash on an ongoing basis.

This is the equivalent of having the majority of your invoices paid on the day you issue them.
Advance funds against debts owed for goods/services supplied on credit.

• 80% paid to your client within 24 hours from invoice date .
  
• Balance (20%) paid when debtor pays.
  
• Finance against a business cycle as opposed to bricks and mortar.
  
• Flexible line of credit that increases with sales
  

Retail Sales EFTPOS Advance Funding

Retail Sales EFTPOS Advance Funding provides Australian Companies with the newest and easiest
way to get money for their business – a merchant cash advance.

Retail Sales EFTPOS Advance Funding is an alternative working capital solution that helps you
leverage a rarely used asset, your credit card receipts.

Terms: No fixed monthly payments (only pay when you get paid) .
Advance Fund: $5,000 - $200,000

• 90% Approval rate.
  
• Receive Funds typically in 10 days or less.
  
• No fixed repayment schedule.
  
• No application fees or closing costs.