A real, low interest rate home loan with no hidden surprises

A set and forget home loan for all standard residential property types with some added features to make life easier such as redraw, offset accounts, telephone and internet banking, flexible repayment and interest only options. Great for debt consolidation and reducing the overall monthly commitments down to one low simple payment.

Flexibility to do what you want with your loan

A fully featured residential loan at Standard Home Loan rates for maximum financial versatility. Flexible repayment options, redraw and/or offset accounts, direct credit of wages, Bpay, cheque books, credit and/or debit cards, telephone and internet banking, separate accounts for different loan purposes and the list goes on. A great way to consolidate debt and take the next step to pay the mortgage down faster.

Extend yourself a line of credit with unlimited transactions

Low cost line of credit with unlimited transactions and no redraw fees. Flexible repayment options, redraw and/or offset accounts, direct credit of wages, Bpay, cheque books, credit and/or debit cards, telephone and internet banking, Multiple accounts for different loan purposes. With the freedom to choose when payments will be made on the principal and the flexibility of unlimited transactions for a busy life, this account is available to use what’s available when it’s needed.

Discounted interest rates for the life of the loan when borrowing a larger amount

While the name suggests that these loans are restricted to professionals, this is not the case. Discounts start for loans greater than $200,000 and offer other features that can help save money and is available for a low annual fee. Flexible repayment and fixed rate options along with redraw and/or offset facilities.

An clear and simple investment loan to take advantege of the Government's National Rental Affordability Scheme (NRAS)

Our NRAS loans have all the features to make life easier such as redraw, offset accounts, telephone and internet banking, flexible repayment and interest only options. With this government scheme, there is a good opportunity to look into potential tax savings and positive cash flow.