Higher lending ratio to help get into your first home earlier

This is ideal if you have a First Home Owners Grant. We can work with borrowed/gifted deposits as well as long term savings of at least 5% of the purchase price. With all the features of a traditional home loan product such as redraw facility and flexible repayments at weekly, fortnightly or monthly intervals.

Standard Lender's Mortgage Insurance premium payable after lending over 80% of security value.

Moving forward with a positive outlook

A loan designed to tailor a loan solution to fit the needs. Loans can be for private or business/investment purpose with the flexibility of a short or long loan term depending on future goals. Assesses the risk profile of the applicant to achieve the optimal rate and can consider incomplete income records, regional properties and adverse credit history or repayment history. A loan that walks with customers as they take the right steps towards a stronger financial future.

Residential lending based on reduced income documentation.

Under less than ideal circumstances, it may not be possible to provide complete financial details. In these cases, we have a variety of products which can assist with self-declared self employed income or a mixture of a reduced income documentation to confirm the ability to cover affordability requirements.